Bad Credit Lenders Personal Loan Canada

Regardless of whether you have unexpected emergency or you have medical bills to cover, allcreditsource.com will get you covered. You should consider applying for loans in order to cover all your medical bills. The main reasons why you should use our service is because you will only need to fill a simple online loan application form and you will get the opportunity to use a safe and secure website. This will indeed help you to save money in the long run. Our loans usually come with low interest rates. Regardless of whether you are looking to buy a new car, pay for holiday expenses or do home renovation, we will be ready to help. We will then provide you with our decision and we will tell you the status of your loan application. We are bad credit lenders personal loan Canada and we are well referred to as the best choice when you are looking for convenient, fast and reliable loans.

Our loans will help you cover your emergency expenses so that you will be able to easily get over a stressful period. If you urgently need cash, you should contact us immediately. We provide loan lending services and we are well known as bad credit lenders personal loan Canada. It is always worth to remember that failing to make payments on time can harm your credit score. When you clear your debts, there is a high possibility that you will see great improvements on your credit score. If you are currently having credit challenges and you need cash to do home renovation, buying new car or buying a new motorbike, we are here to help you. We highly understand your financial situation and this is the reason why we have a way to help you. We offer fast, secure and good loan lending experience.

APR

We know that fine print can be painful, but we believe it''s important you have all the facts!

allcreditsource.com is a division of allcreditsource.com Ltd., Canada''s largest lease-to-own furniture, electronics, appliances, and computer retailer. allcreditsource.com offers a variety of financial services, including loans and prepaid cards. allcreditsource.com Ltd. is listed on the TSX under the symbol ''EH''. For more information.

24 hour approval (between Monday - Saturday) based on a completed application and customer verification including a credit check. Payments are due on scheduled income deposits. Loans are based on a 9-36 month term and loan amounts range from $500-$5,000. Ask for details.

allcreditsource.com offers short term personal loans and is not a credit repair service. allcreditsource.com Services may help improve your credit score by building a credit history provided your payments are made in full and on-time.

Some restrictions and limitations may apply. Ask for details.

Payment includes loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees.

Amount does not include cost of insurance.

If you take out a $500 loan for a 2 week period and renew it 13 times over a 9 month period.

If you only pay the monthly minimum amount ($10 or 3% of balance, whichever is larger) with an annual interest rate of 19%. Source: Financial Consumer Agency of Canada (www.fcac-acfc.gc.ca)

If you take out a loan on a 5 year term with an annual interest rate of 8%. Source: TD Canada Trust Loan Payment Calculator (www.tdcanadatrust.com)

Effective April 2nd, 2014, allcreditsource.com and allcreditsource.com locations no longer support reloading of funds onto the Prepaid MasterCard via cash or debit. Reloading funds to your Prepaid MasterCard can still be done through online banking. For further inquiries, please email epic@allcreditsource.com

Credit Score Impact

While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.

Renewals

Loans from allcreditsource.com Services do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company''s standard underwriting rules.

Financial Implications

allcreditsource.com Services offers personal loans from $500 to $5,000 with terms from 9 to 36 months. The APR is 39.78%, and there are no additional fees for the loan. allcreditsource.com Services does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer''s financial institution.

Collections Practices

allcreditsource.com Services contacts customers in arrears as soon as possible. allcreditsource.com contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. allcreditsource.com Services may work with third parties to assist in collections activities.