Our Services

Personal Loan

Have you been rejected by a bank because of a low credit score? Don’t worry, you have other options! Loans Canada can connect you with a private lender that can help you accomplish your goal.

You should also note that if you have made previous applications to banks on your own and have been rejected, it might be worthwhile for you to try again with Loans Canada. We can leverage our volume pricing, our access to multiple lenders and our experience to get you the financing you want.

Funds upfront

Get the amount of credit you need for renovations, investments, purchases and more.

Repayment schedule

We’ll help you create a repayment schedule with a View Detailsterm and View Detailsamortization period that works for you.

Interest rate options

You decide if a View Detailsfixed or View Detailsvariable interest rate is best for you.

Payments that fit your budget

A payment schedule that works with your budget so you can repay your loan.

What are my interest rate options?

Fixed Rate

This rate stays the same for the term chosen.
  • Ideal if you are looking for structured payments, want to know exactly when the loan will be paid off

Variable Rate

This rate changes whenever TD Prime Rate changes.
  • Ideal if you are not concerned with changing interest rates, and want to benefit from times when interest rates decrease
  • If interest rates decrease, more of your regular payment goes towards your View Detailsprincipal, so you can pay off your loan faster
  • If interest rates increase, more of your regular payment goes towards interest, and your View Detailsamortization period will increase. Your regular payment may have to be adjusted periodically

Personal Loan features

  • Personal Loans ranging from $1000 to $35000 easily available
  • Easy and Quick online application
  • Loan term ranges from 2 years to 5 years
  • No hidden fees, no transaction or set up charges

Transparency is our Key. As soon as our experts are done reviewing your loan application we transfer you loan amount to the online account and start your loan term. We provide the market competitive APR & interest rates. With help of personal loan, Now your dream Car is just a click away!

Quick Facts

  • Fixed monthly repayment starting from the first month onwards
  • Fixed Interest rate for the complete loan period, charged on daily basis.<.li>
  • No hidden fees or extra fees involved
  • Support from helpline number available in case of query
  • Charges will be levied on defaulters based on the type of Default in repayment.

Auto Loan

Typically personal loans in Canada aren’t all that big. However, one way to get around that is to secure your loan against your vehicle, trailer, RV, boat or other assets. It’s also a great way to acquire a loan if you have a poor credit rating.

Waiting to upgrade your current Car into a bigger one, are you? Affordable and quick Car loans are now easily available. Whether you are speculating buying your dream Car or upgrading to a newer model, we can provide you Car loans that fit your bill. Easy to apply, highly competitive interest rate Car loans are now just a click away.

Funds upfront

Get access to the specific amount you need to purchase the car you want within your budget, whether it’s new or used.

Interest rate options

Choose between a View Detailsfixed or View Detailsvariable interest rate depending on what’s best for you.

Repayment schedule

We’ll help you create a repayment schedule with a View Detailsterm and View Detailsamortization period that works for you.

What are my interest rate options?

Fixed Rate

This rate stays the same for the term chosen.

  • Ideal if you are looking for structured payments, want to know exactly when the loan will be paid off

Variable Rate

This rate changes whenever TD Prime Rate changes.

  • Ideal if you are not concerned with changing interest rates, and want to benefit from times when interest rates decrease
  • If interest rates decrease, more of your regular payment goes towards your View Detailsprincipal, so you can pay off your loan faster
  • If interest rates increase, more of your regular payment goes towards interest, and your View Detailsamortization period will increase. Your regular payment may have to be adjusted periodically

Auto Loan Features

  • Auto Loans ranging from $2500 to $35000 easily available
  • Easy and Quick online application
  • Loan term ranges from 2 years to 5 years
  • No hidden fees, no transaction or set up charges

We have individually crafted low cost loans that are market competitive. Our loans are flexible depending on your requirement and can prolong upto 5 years for repayment. You can now enjoy luxury with help of our competitive Car loans.

Quick Facts

  • Fixed monthly repayment starting from the first month onwards
  • Fixed Interest rate for the complete loan period, charged on daily basis.
  • No hidden fees or extra fees involved
  • Support from helpline number available in case of query
  • Charges will be levied on defaulters based on the type of Default in repayment.

RSP Loan

Reduce your taxes

Making a contribution up to your maximum contribution amount may help to reduce the taxes that you are required to pay.

Repayment schedule

We’ll help you create a repayment schedule with a View Detailsterm and View Detailsamortization period that works for you.

Interest rate options

Choose between a View Detailsfixed or View Detailsvariable interest rate depending on what’s best for you.

Deferred payment option

You can defer payments for up to 120 days but interest will continue to accrue.

What are my interest rate options?

Fixed Rate

This rate stays the same for the term chosen.

  • Ideal if you are looking for structured payments, want to know exactly when the loan will be paid off

Variable Rate

This rate changes whenever TD Prime Rate changes.

  • Ideal if you are not concerned with changing interest rates, and want to benefit from times when interest rates decrease
  • If interest rates decrease, more of your regular payment goes towards your View Detailsprincipal, so you can pay off your loan faster
  • If interest rates increase, more of your regular payment goes towards interest, and your View Detailsamortization period will increase. Your regular payment may have to be adjusted periodically

RSP Loan Features

  • On-the-Spot RSP Loan & CarryForward RSP Loan
  • On-the-Spot RSP Loan: Maximum principal amount up to your unused RSP View Detailscontribution room for that year (maximum limit of $7,500 for applications submitted online.
  • CarryForward RSP Loan: Maximum principal amount up to $50,000
  • 1 to 5 years terms.

Quick Facts

  • Fixed monthly repayment starting from the first month onwards
  • Fixed Interest rate for the complete loan period, charged on daily basis.
  • No hidden fees or extra fees involved
  • Support from helpline number available in case of query
  • Charges will be levied on defaulters based on the type of Default in repayment.

Liquid Secured Loan

Many times we face situation where in we find ourselves in financial crises. We end up borrowing money from friends and family in such times and put our relationships in complex situations. With our Small loans you will not have to go through this gruesome process any more. Our handy small loans are apt for small repairs, emergency cash funds, and financial crises. Small loans ranging from $2,500 to $35,000 with market competitive interest rates are easily available.

Funds upfront

Get the amount of credit you need to act on investment opportunities.

Secured low interest rate

With a Loan secured against eligible investments, your interest rate can be low.

Repayment schedule

We’ll help you create a repayment schedule with a View Detailsterm and View Detailsamortization period that works for you.

Interest rate options

You decide if a View Detailsfixed or View Detailsvariable interest rate is best for you.

What are my interest rate options?

Fixed Rate

This rate stays the same for the term chosen.

  • Ideal if you are looking for structured payments, want to know exactly when the loan will be paid off

Variable Rate

This rate changes whenever TD Prime Rate changes.

  • Ideal if you are not concerned with changing interest rates, and want to benefit from times when interest rates decrease
  • If interest rates decrease, more of your regular payment goes towards your View Detailsprincipal, so you can pay off your loan faster
  • If interest rates increase, more of your regular payment goes towards interest, and your View Detailsamortization period will increase. Your regular payment may have to be adjusted periodically

Liquid Secured Loan Features

  • Liquid Secured Loan ranging from $2500 to $35000 easily available
  • Easy and Quick online process
  • Short term ranges from 36 months to 60 months.
  • Fixed monthly repayments.
  • No hidden fees, no set up charges, no bad surprises.

Quick Facts

  • Fixed monthly repayment starting from the first month onwards
  • Fixed Interest rate for the complete loan period, charged on daily basis.
  • No hidden fees or extra fees involved
  • Support from helpline number available in case of query
  • Charges will be levied on defaulters based on the type of Default in repayment.

APR

We know that fine print can be painful, but we believe it''s important you have all the facts!

allcreditsource.com is a division of allcreditsource.com Ltd., Canada''s largest lease-to-own furniture, electronics, appliances, and computer retailer. allcreditsource.com offers a variety of financial services, including loans and prepaid cards. allcreditsource.com Ltd. is listed on the TSX under the symbol ''EH''. For more information.

24 hour approval (between Monday - Saturday) based on a completed application and customer verification including a credit check. Payments are due on scheduled income deposits. Loans are based on a 9-36 month term and loan amounts range from $500-$5,000. Ask for details.

allcreditsource.com offers short term personal loans and is not a credit repair service. allcreditsource.com Services may help improve your credit score by building a credit history provided your payments are made in full and on-time.

Some restrictions and limitations may apply. Ask for details.

Payment includes loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees.

Amount does not include cost of insurance.

If you take out a $500 loan for a 2 week period and renew it 13 times over a 9 month period.

If you only pay the monthly minimum amount ($10 or 3% of balance, whichever is larger) with an annual interest rate of 19%. Source: Financial Consumer Agency of Canada (www.fcac-acfc.gc.ca)

If you take out a loan on a 5 year term with an annual interest rate of 8%. Source: TD Canada Trust Loan Payment Calculator (www.tdcanadatrust.com)

Effective April 2nd, 2014, allcreditsource.com and allcreditsource.com locations no longer support reloading of funds onto the Prepaid MasterCard via cash or debit. Reloading funds to your Prepaid MasterCard can still be done through online banking. For further inquiries, please email epic@allcreditsource.com

Credit Score Impact

While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.

Renewals

Loans from allcreditsource.com Services do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company''s standard underwriting rules.

Financial Implications

allcreditsource.com Services offers personal loans from $500 to $5,000 with terms from 9 to 36 months. The APR is 39.78%, and there are no additional fees for the loan. allcreditsource.com Services does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer''s financial institution.

Collections Practices

allcreditsource.com Services contacts customers in arrears as soon as possible. allcreditsource.com contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. allcreditsource.com Services may work with third parties to assist in collections activities.